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Population: 6,313,520
(Source: U.S. Census Bureau)
Uninsured: 809,000
(Source: U.S. Census Bureau)
Health Benefits Direct is a licensed insurance broker for Indiana health insurance policies. Click here to view our registration with the Indiana Office of Insurance (Click on "Agency Search" then "Follow this link" in the middle of the page. We're listed as HBDC, and we're in Deerfield Beach). |
Indiana has the 14th highest number of uninsured in the U.S.
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Health Insurance News in Indiana
Buying Individual Insurance Policies in Indiana
State regulation of individual health insurance differs greatly from state to state. For you, this means certain conditions or providers covered in one state may not be covered in another.
Each state has its own health insurance mandates. Those mandates require that insurance companies and health plans cover, or offer coverage for, certain conditions, benefits, providers and patient populations.
Here is a list of mandated and non-mandated conditions, covered persons and providers in Indiana:
(Source: Health Insurance Mandates in the States 2008¹, Council for Affordable Health Insurance. Last updated Jan 2008.)
| Mandated (Covered) Conditions |
Non-Mandated Conditions |
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- Alcoholism
- Autism
- Breast Reconstruction
- Cervical cancer/HPV Screening
- Cleft Palate
- Colorectal Cancer Screening
- Dental Anesthesia
- Diabetes Self Management
- Diabetic Supplies
- Drug Abuse Treatment
- Emergency Services
- HPV Vaccine
- Mammogram
- Maternity Stay
- Mental Health Parity
- Morbid Obesity Treatment
- Newborn Hearing Screening
- Off-Label Drug Use
- PKU/Formula
- Prostate Cancer Screening
- Second Surgical Opinion
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- Alzheimer's
- Ambulatory Surgery
- Ambulance Services
- Anti-Psychotic Drugs
- Birthing Centers/Midwives
- Blood Lead Poisoning
- Blood Products
- Bone Marrow Transplants
- Bone Mass Measurements
- Cancer Medications
- Chemotherapy
- Chlamydia
- Clinical Trials
- Congenital Bleeding Disorders
- Contraceptives
- Early Intervention Services
- Habilitative Services
- Hair Prostheses
- Hearing Aid
- Home Health Care
- Hospice Care
- In Vitro Fertilization
- Kidney Disease
- Long Term Care
- Lyme Disease
- Mastectomy
- Mastectomy Stay
- Maternity
- Mental Health General
- Minimum Hysterectomy Stay
- Minimum Testicular Cancer Stays
- Neurodevelopment Therapy
- Newborn Sickle-Cell Testing
- Orthotics/Prosthetics
- Ostomy Related Supplies
- Other Infertility Services
- Ovarian Cancer Screening
- Port-wine Stain Elimination
- Prescription Drugs
- Psychotic Drugs
- Rehabilitation Services
- Smoking Cessation
- TMJ Disorders
- Well-Child Care
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| Mandated Covered Persons |
Non-Mandated Covered Persons |
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- Adopted Children
- Continuation/Employees
- Continuation/Dependents
- Conversion to Non-Group
- Dependent Students
- Handicapped Dependents
- Newborns
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- Grandchildren
- Non-Custodial Children
- Domestic Partners
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| Mandated (Included) Providers |
Non-Mandated Providers |
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- Chiropractors
- Dentists
- Licensed Health Professional
- Nurse Anesthetists
- Optometrists
- Oral Surgeons
- Osteopaths
- Podiatrists
- Psychologists
- Public or Other Facilities
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- Acupuncturists
- Chiropodist
- Denturists
- Dieticians
- First Nurse Assistant
- Lay Midwives
- Marriage Therapists
- Massage Therapists
- Naturopaths
- Nurse Midwives
- Nurse Practitioners
- Nurses
- Occupational Therapists
- Opticians
- Pain Management Specialist
- Pastoral Counselor
- Pharmacists
- Physical Therapists
- Physician Assistants
- Professional Counselors
- Psychiatric Nurse
- Social Workers
- Speech or Hearing Therapists
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Although health insurance coverage for a particular condition or provider may not be mandated in your state, insurance carriers may still provide coverage for the condition or provider. Please keep in mind that major medical health insurance plans are subject to health underwriting and that mandates do not necessarily guarantee coverage. If you're not sure whether you could receive coverage, one call to Health Benefits Direct can help you determine if you're eligible to buy an individual health insurance policy in Indiana.
Health Benefits Direct provides free health insurance quotes on affordable health insurance plans for Indiana residents. We work with highly rated insurance carriers to deliver quality health insurance plans to families and individuals across Indiana.
¹Authors: Victoria Craig Bunce & JP Wieske
Please note that information contained on this page can change at any time. Consequently, while we seek to present as up-to-date information as possible, Health Benefits Direct in no way warrants the accuracy of the information.
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